Sunday, December 13, 2009

Do You Need Life Insurance and In Bad Health?

I need life insurance but am in bad health?

Depending on your age and health, you may have a couple options:

1. If money is no object, you can find someone to give you life insurance. It might cost more than the payout, if you're in bad enough shape. So, if you want a $100,000 policy, and you're willing to pay $110,000 for it, you could work that out. Here's how you can request free life insurance quotes

2. You may be able to get a "guaranteed issue" life insurance policy, if you're 78 or under, through a company like Globe Life or Mutual of Omaha. Now, they're low value policies - like $10,000 - and you may have to live and pay in, at least two full years before dying, to get the death payout.

3. Accidental Death insurance offers guaranteed acceptance with no medical exams for people of certain ages, depending on the carrier. Here's how you can request an accidental death insurance quote online.



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