What is No Exam Life Insurance?

What is life insurance with no exam and how does it work?

Life insurance no exam coverage is a type of life insurance plan that offers you a simplified application process.

There's no physical exam required to qualify for no exam life insurance. Yes, there are a few health questions.

Your approval is based on the answers to your health questions.

You can get a quote, apply online and find out usually within minutes, if you are approved. Once approved, you may be able to start your life insurance policy the same day.

What are the drawbacks to no exam life insurance?

The rates are usually higher than you would pay for a life insurance policy requiring you to take a medical exam.

And, the amount of life insurance offered may be limited to $500,000 or less, depending on the insurance company, your age and health.

Life insurance with no medical exam offers you the option of buying life insurance protection for your family with no physical exam, no blood test, and no urine tests.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



Disclosure: Compensated Affiliate