Tuesday, December 8, 2009

Life Insurance for Young Couple with a Baby?

How much would it be to buy life insurance for a young couple with a baby?

That depends on the type and amount of life insurance you buy.

Premiums do vary by insurance company based on your underwriting risk factors, which include, your age, gender, hobbies, occupation, health, family health history, driving record, height-to-weight ratio, and other factors.

The younger and healthier you are when you buy your life insurance, the lower your rate will be for the policies.

You can contact a local licensed life insurance agent to assist you in finding life insurance, or you can compare plans and prices on the internet.

Many young couples choose term life insurance because it usually offers the most life insurance coverage at the lowest price.

Term life insurance offers coverage for 10, 15, 20, or 30 years. If you die during the term of your policy, your beneficiary receives the proceeds from the life insurance policy.

If you outlive the term of your policy, the life insurance coverage expires.

You may want to consider a 20 or 30 year term life policy for you both of you.

Here's how you can compare the lowest quotes for term life insurance from over 70 top-rated life insurance companies in just minutes.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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