I want to make sure my son is well off if something were to happen to me. I am in my low 30's and healthy.
When shopping for life insurance you want to consider what type of life insurance you need, how much life insurance to buy, what you can afford to pay, and how many years you need life insurance.
If you have a son, you may want life insurance for 20 to 30 years, so your son would have money to go to college, and replace your income if you were to die.
Your first question should be what do I want the policy to do if it were to pay out?
Another question is do you want to take a medical exam or not. Today there are life insurers that offer term life insurance no medical exam required, just a few health questions. In fact, if you qualify, you may start your life insurance today and your son would be protected.
You can compare instant term life insurance quotes online from over 70 leading life insurers in just minutes to help you find quality life insurance protection at affordable rates to fit your budget.
When comparing plans consider the premiums quoted, the type and amount of life insurance offered, and the financial rating of the insurance company.
The financial rating is provided with your quotes usually, and it is an indication of the insurer's ability to meet their financial obligations - pay their claims.
Insurance without any Medical Exam,
Just a Few Health Questions.
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