Friday, March 5, 2010

How can you save money on life insurance?

What are some tips to help you save money on your life insurance policy?

When shopping for life insurance it's a good idea to understand what your goal is, what you are trying to accomplish with your life insurance policy?

Then, consider how long you need life insurance - for how many years, what you can afford to pay, and how much life insurance you need?

To save money on your life insurance policy, consider these tips:

1. Compare rates from several companies since pricing varies by life insurer.

2. Compare rates for term life insurance since it usually costs less than permanent life insurance.

3. If you smoke, quit smoking, rates for smokers a usually much higher than non-smokers.

4. If you are overweight, go on a diet and start exercising, since rates are higher for people who are overweight, or obese.

5. Don't buy more life insurance than you need, or can afford.

Here's how you can request your free, instant term life insurance quotes online and compare the lowest prices for life insurance from over 70 top-rated carriers in minutes.

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Insurance without any Medical Exam,
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