Friday, October 30, 2009

Life Insurance and Oxycontin

I have to take a drug test for a life insurance policy. Will they test for Oxycontin?

They may not specifically test you for Oxycontin but it will probably test for opiates.

However, depending on how often and how much you took... it may stay in your system anywhere from 3-7 days, or longer.

In addition, there are life insurance plans that offer no medical exam required, just a few health questions. Term life insurance no exam required offers up to $500,000 of coverage without any physical exam, blood or urine testing.

However, always make sure you answer all questions on the application truthfully, so there are no problems paying out any claims. Life insurance carriers may contest a payout on a claim if you lied on the application about your health, drug use, etc. which led to your death.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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