Monday, October 12, 2009

Life Insurance for People Over 60

Is 60 Years Old Too Old To Get Life Insurance?

Actually, you may qualify for life insurance if you are 60 years old. In fact, there are life insurance carriers that offer life insurance to people over age 80.


Your ability to get life insurance at age 60 will depend on your health, the life insurance companies you contact for your free quotes, your weight-to-height ratio, your occupation, hobbies, whether you smoke, etc.

Your options for life insurance may be whole life insurance, term life insurance, no exam life insurance, and guaranteed acceptance life insurance.

Term life insurance may offer coverage for 10, 15, 20, or 30 years. Whole life insurance provides lifetime coverage at higher rates than term life.

If you don't want to take a physical exam, but you are healthy, you may qualify for term life insurance no exam required, just a few health questions.

If you do not qualify for any life insurance, but need coverage, you may want to consider guaranteed acceptance life insurance. It offers limited amounts of life insurance at high rates, and the coverage isn't fully available until you have owned the policy for 1-2 years, depending on the life insurance company.

You can request free MetLife life insurance quotes online to help you find affordable life insurance coverage to protect your loved ones.

Here's how you can learn more about life insurance for people age 60 and over.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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