Sunday, May 9, 2010

Term Life Insurance without Medical Exam?

Can a person buy a life insurance policy for term insurance without having to take any type of medical exam?

Yes, there are life insurance policies which offer coverage without requiring a physical exam.

In fact, no exam life insurance policies require no physical exam, no blood tests, and no urine tests.

However, with these types of life insurance policies you are asked a few health questions so the insurance company can decide if you qualify for the life insurance.

The benefits of a no medical exam life insurance plan include:

1. Instant approval if qualified.
2. Up to $500,000 of life insurance.
3. No medical exam needed.
4. No need to meet with an agent.
5. "A" rated life insurance protection.

There are some drawbacks to a no exam life insurance plan, such as, the rate you pay may be higher than you might pay for life insurance that requires a full medical examination.

Also, the amount of life insurance available for you to purchase may be limited to around $500,000 or less, depending on your age, health, and the insurance company.

You can request your free instant quote for term life insurance without medical exam online now and find out if you qualify.

NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


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